Terms and conditions, Disclaimers and Privacy Policy

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE

This is an Agreement between you acting on your own behalf or acting as a guardian on behalf of a minor (hereinafter referred to as “you” or “your”) and "MODELEXAM" , a Partnership Firm registered under Indian Partnership Act 1932,under the laws of India, with its registered office at 94, First floor,tpk road, Andalpuram,Madurai – 625003 (hereinafter referred to as “MODELEXAM” or “we” or “our”) that governs the access and use of www.modelexam.in website (hereinafter referred to as “Website”). When you access and/ or use the Website, you agree to be bound by these Terms and Conditions and the Privacy Policy of MODELEXAM.
PROPERTY OF MODELEXAM
This Website has been hosted by or on behalf of MODELEXAM and you agrees that you will be allowed to access and use the Website only if you agree to the terms and conditions as set out below and the privacy policy of MODELEXAM.
ELIGIBILITY
In consideration of your use of the Website services, you represent that you are of legal age to form a binding contract as per the applicable laws in your jurisdiction.
ACCEPTANCE OF THE TERMS AND CONDITIONS
By using this website, you indicate acceptance of the terms and conditions of this Agreement and limitation of liability as set out in this Agreement and the privacy policy of MODELEXAM. Such acceptance shall be either on your own behalf or on behalf of any corporate entity which employs you or which you represent or on behalf of a minor.
By using this website, you agree that you have carefully read and understood the terms and conditions and privacy policy of MODELEXAM and agree to be bound by the same
REGISTRATION DATA; ACCOUNT SECURITY
In consideration of your use of the Website, you agree to (i) provide accurate, current and complete information about you as may be requested for by the Website (hereinafter referred to as "Personal Data"); (ii) maintain and promptly update the Personal Data; and (iii) be fully responsible for all use of your account and for any actions that take place using your account.
DATA SECURITY
The intent of MODELEXAM is to strictly safeguard the security of your personal information; honor your choice for its intended use; and carefully protect your data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. We have put in place appropriate physical, electronic and managerial procedures to safeguard and secure information we collect online, including the use of encryption, while collecting or transferring sensitive data such as credit card information. However, you understand and agree that when you approach or are guided to third party gateways for payment, MODELEXAM cannot be liable for the information provided by you (credit card number, debit card information, bank account detail or any personal information) to the third party.
BUSINESS RELATIONSHIPS
The Website contains (or the Website or Service may provide) links to other websites ("Third Party Sites") as well as to articles, photographs, text, graphics, pictures, designs, presentations, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (the "Third Party Applications, Software or Content"). Such Third Party Sites or Third Party Applications, Software or Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us.
MODELEXAM is not responsible for the privacy practices or the content of such websites. MODELEXAM will not and cannot censor or edit the content of any third-party site. You understand and agree that by affording use of the Website, MODELEXAM does not become liable for any loss or damage that you may incur by approaching such external site or resource, or by relying on the completeness, accuracy or existence of any advertising, product or material available on or from, such website or resource. Hence, you are advised to verify the contents at your own before acting thereon.
MODELEXAM uses pixels, or transparent GIF files, to help manage online advertising. These GIF files are provided by our ad management department. These files enable the department to recognize a unique cookie on your Web browser, which in turn enables us to know which advertisements bring users to our Website. The cookie has been placed by us. With cookies technology, the information that we collect and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.
KEEPING YOURSELF UPATED
MODELEXAM may, at its sole discretion, modify or revise these Terms and Conditions of Use and policies at any time, and you agree to be bound by such modifications or revisions.
Although we may attempt to notify you when major changes are made to these Terms and Conditions of Use, you should periodically review the most up-to-date version. Nothing in this Agreement shall be deemed to confer any third-party rights or benefits. You understand and agree that if you use the Services after the date on which the Terms have changed, MODELEXAM will treat your use as acceptance of the updated Terms. Accordingly, we encourage you to read the terms and conditions and the privacy policy when you visit the Website.
NOTIFICATION ON MISUSE OF ACCOUNT
You must notify MODELEXAM immediately, as and when you become aware of any breach of security or unauthorized use of your www.modelexam.in account. You agree that MODELEXAM has no responsibility to you or to any third party for any breach of your obligations under the Terms and for the consequences (including any loss or damage that you or any third party may suffer) of any such breach. Although MODELEXAM will not be liable for your losses caused by any unauthorized use of your account, you may be liable for the losses to MODELEXAM or to others due to such unauthorized use.
RIGHT TO DISCONTINUE
MODELEXAM reserves the right to discontinue (permanently or temporarily) any aspect of the Website at its sole discretion, at any time without prior notice to you. You acknowledge and agree that the form and nature of the Services that MODELEXAM provides may change from time to time without prior notice to you. Further, while you may remove your User Content from the Website at any time, you acknowledge that Users may retain such Content in their own accounts. You also acknowledge that the MODELEXAM may retain archived copies of your User or Content with the authority to use it in future for business purposes.
OWNERSHIP OF MATERIALS
Names, Logos and all related products and service names, design marks and slogans are trademarks and service marks owned by MODELEXAM or its Affiliates. You are not authorized to use any name or mark of MODELEXAM in any advertisements, publicity matter or in any other commercial manner without the prior written consent of MODELEXAM.
TERMS OF USE OF THE WEBSITE SERVICES
You are permitted to view, use and copy the information and data hosted on this Website for non-commercial and informational purposes only as agreed under this Agreement. You are prohibited from data mining, scraping, crawling, or using any process or processes that send automated queries to this Website.
You agree not to use this Website or any information or data therein for any unsolicited commercial e-mail. You agree not to translate, modify, revise or create derivative works based on the information and data, except as expressly permitted by MODELEXAM.
You understand that this license is revocable at the sole discretion of MODELEXAM at any time without notice and with or without any cause.
DISCLAIMERS
The information/ data and products on this Website, including but not limited to text, images, graphics, audio-visuals, videos and links is provided “as-is” and without warranties of any kind, whether express or implied, including but not limited to implied warranty of accuracy, completeness, reliability, merchantability or fitness for a particular purpose. Any information/ data provided in this Website about the separate third party service providers and/ or MODELEXAM and/ or any conclusions based on the available information/ data does not necessarily reflect the view/s of MODELEXAM and/ or its Affiliates. Visitors to this Website access the Website at their own risk.
The photographs, images, audio-visuals and the videos used herein are purely for illustrative purposes only. This Website may include technical inaccuracies or typographical errors, and we make no guarantees, nor can we be responsible for any such information, including its authenticity, currency, content, quality, copyright compliance or legality, or any resulting loss or damage.
Unauthorized access, reproduction, redistribution, transmission and/or dealing with any information contained in this Website in any other manner, either in whole or in part, are strictly prohibited, failing which strict legal action will be initiated against you as per applicable laws.
You may have arrived on this website by means of some link provided by a third party. You understand that any such links are provided by third parties to this site and who have no connection to MODELEXAM whatsoever. MODELEXAM neither endorses the contents of such websites nor do we endorse the creators or the hosts of such websites, unless expressly stated in writing otherwise.
We may also provide certain links to other third party websites within this Website as a convenience to you. You understand that this is purely for your understanding and convenience, and any decision that you might take on the basis of such reading is entirely your choice. We do not endorse the contents of such websites nor do we endorse the creators or the hosts of such website, unless expressly stated in writing otherwise.
When you click on advertiser banners, sponsor links, or other external links from this Website, your browser automatically may direct you to a new browser window that is not hosted or controlled by MODELEXAM. We are not responsible for the content, functionality, authenticity or technological safety of these external websites. We reserve the right to disable links to or from third-party sites to our Website, as we may deem it fit. This right to disable links includes links to or from advertisers, sponsors, and content partners that may use our trademarks as part of a co-branding relationship. Some external links may produce information that you may find objectionable, inappropriate, or offensive. We are not responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any externally linked Websites.
The technology for enabling the services or exams offered by MODELEXAM could be affected by virus or other malicious, destructive or corrupting code, programme or macro. This could result in delays in the processing of Instructions or failure in the processing of instructions and other such failures and inabilities. The User understands that MODELEXAM disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by MODELEXAM to honor any user instruction for whatsoever reason. The User understands and accepts that MODELEXAM shall not be responsible for any of the aforesaid risks. The User also accepts that MODELEXAM shall disclaim all liability in respect of the said risks.
The purpose of the Model Test Paper / Demo Exams / Paid Exams is to help participants assess how well they are prepared for the actual Test conducted by the respective authorities like NSE, BSE, NISM etc.
This is a Practice Test, not in lieu of the actual Test. By passing this Test, the participants are not certified.
The actual questions in the Test / Exam conducted by such authorities as well as the pattern could be different from the Practice Test Papers present in www.modelexam.in
MODELEXAM gives no guarantee or assurance that participants who pass this practice Test would pass the actual Test conducted by the respective authorities.
In this Model Test, participants are requested to check the answers provided. MODELEXAM however are not responsible for the correctness of the Answers / Questions provided in the model test paper. Participants are requested to keep themselves updated on changes. Participants are required to keep themselves updated on changes in syllabus/exam pattern and procedures applicable to write the real exam.
This Website and questions / answers in the model exams provided by it may include technical inaccuracies or typographical errors, and we make no guarantees, nor can we be responsible for any such information, including its authenticity, currency, content, quality, copyright compliance or legality, or any resulting loss or damage.
COPYRIGHT POLICY
As a MODELEXAM account holder, you may submit text, images, graphics, audio-visuals, videos and links; such contents posted by a user are collectively referred to as "User Submissions." In connection with User Submissions, you further agree that you will not submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have express permission from their rightful owner to post the material and to grant MODELEXAM all of the license rights granted herein. As part of MODELEXAM copyright policy, MODELEXAM will terminate user access to the Website if a user has been determined to be an infringer. Also if any third party sends us a copyright notice claiming your submitted material as his/her copyright, you shall be the only one who will be liable for the further action.
MODELEXAM will not be responsible for such copyright infringement on your part. You agree to indemnify MODELEXAM from any case, suit, litigation or any other legal actions against MODELEXAM. MODELEXAM shall have the right to recover damages & legal costs for such actions on account of your breach.
LIMITATION ON LIABILITY
You agree to access and use this Website and such other external link/s provided herein and the content thereof at your own risk. MODELEXAM, its affiliates or service providers, shall not, be responsible or liable in any manner whatsoever for any direct, indirect, incidental, consequential or punitive damages arising out of any access, use or inability to use this Website or such other external link/s provided herein, including but not limited to any errors or omissions in the content thereof, loss of data,revenue, profits, property, attack by viruses, failure to provide Website Services and the like. MODELEXAM does not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, data or process disclosed on this Website or other materials accessible from this Website.
You, the user of this Website assumes all responsibility and risk for the use of this Website and the internet generally. The foregoing limitations shall apply to the fullest extent permitted under applicable law.
INDEMENITY
You agree to defend, indemnify and hold harmless MODELEXAM, and its franchises. Affiliates, agents, partners, directors and employees from and against any and all claims, damages, obligations, losses, liabilities, expenses and costs, including, without limitation, regulatory penalties, attorneys’ fees and costs incurred by MODELEXAM in connection with any claim arising from:

This defense and indemnification obligation will survive these Terms and Conditions of Use and your use of the Website.
GOVERNING LAW
The Terms and Conditions of Use and the Privacy Policy of MODELEXAM will be governed by and construed in accordance with the laws of India. The courts in Madurai shall have sole and exclusive jurisdiction in respect of all matters arising herein.
USER CONDUCT
You agree not to use the Website to:

  1. post content or initiate communications that are unlawful, libelous, abusive, obscene, discriminatory, invasive of privacy or publicity rights, hateful, racially, ethnically or otherwise objectionable under the applicable laws.
  2. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation. This prohibition includes, but is not limited to : using the Website to connect to people who don’t know you and then sending unsolicited promotional messages to those direct connections without their permission. S ending messages to distribution lists, newsgroup aliases, or group aliases.
  3. falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym, uploading photographs of celebrities in your profile, or misrepresenting your current or previous positions and qualifications, or your affiliations with a person or entity, past or present; upload, post, transmit, share, store or otherwise make publicly available on the Website any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers.
  4. MODELEXAM shall not be responsible for the above mentioned misconducts of the users. If you are found guilty of the above mentioned facts, MODELEXAM may terminate your membership; delete your profile and any content or information that you have posted on the Website; bar you from using or accessing the Service or the Website at any time at its sole discretion, with or without notice.

SUBMISSIONS
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Website or the Service ("Submissions"), provided by you to MODELEXAM are non-confidential, and shall become the sole property of the MODELEXAM. The MODELEXAM shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment of or compensation to you.
NO THIRD PARTY RIGHTS
Neither this Agreement nor any provision hereof is intended to confer upon any person or third party any rights or remedies hereunder, save and except the Parties to this Agreement.
SEVERABILITY
The invalidity or unenforceability of any provisions of this Agreement in any jurisdiction shall not affect the validity, legality or enforceability of the remainder of this Agreement.
Website privacy
This privacy policy sets out how MODELEXAM uses and protects any information that you give when you use this website. MODELEXAM is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. MODELEXAM may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from January 1, 2012
What we collect
We may collect the following information:

What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not.
A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Regarding your personal information

Contacting Us

Cancellation Policy

Refund Policy
Refund of Money will be not be accepted if the user has used any premium exam after the purchase. Refunds can be considered only if the premium membership allotted to him is unused and the request is made within 24 hours of Payment.
However, MODELEXAM holds all the rights to accept or reject the refund request made by the User. So the user is advised to go through the entire terms and conditions carefully before making the payment for practice tests.
ENTIRE AGREEMENT
You acknowledge having read the terms and conditions mentioned in this Agreement, and agree to be bound by its terms and further agree that it is binding between you and MODELEXAM, superseding all prior understandings and agreements, oral and/ or written entered into between us relating to the subject matter of this Agreement. The Privacy Policy outlined in this Website shall form part of this Agreement.
We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time